On behalf of the Board of Directors of the Mason County Habitat for Humanity, Paul Branch, President, has announced that the Board has authorized construction of the 12th Mason County Habitat home. The partner family selection is scheduled to be made by the Board in September 2013.
Mason Habitat for Humanity builds the home and then sells the home to the selected partner family “at cost” with no or low interest rate loans.
Construction is to begin this fall with occupancy scheduled for late 2013 or early 2014.
The Mason County Habitat Family Selection Committee will hold its first information meeting and application workshop at 6:00 p.m. on Tuesday, August 6, 2013at the Eckert Civic Center. This is the first of three workshops for families interested in partnering with Habitat to own their own home. Individuals interested in becoming a Habitat homeowner need to participate in at least two of the three workshops.
The Family Selection Committee referral to the Board of Directors is based upon the following criteria:
Housing Need: Applicant(s) must currently be living in substandard conditions and have a need for simple, decent housing.
Willingness to Partner: Habitat homeowners work in partnership with Habitat staff and volunteers and must agree to complete a number of “Sweat Equity” hours based upon the size of the applicant family. Habitat Homeowners attend a required series of Workshops throughout the selections process, in addition to contributing to the construction of their homes.
Residency: Applicant(s) must have lived in Mason County for at least one year immediately prior to application and be a United States citizen or a permanent legal resident of the United States.
Ability to Pay: Applicant(s) must have a credit report clear of any declared bankruptcies or foreclosures within the last 3 years and must have verifiable household income that meets Habitat’s guidelines. Habitat does not use a credit scoring system but does look VERY carefully at a credit payment history, particularly for a recent history clear of outstanding delinquencies, charge offs or unresolved credit issues.
Habitat homebuyers typically have an annual household income between 30% to 60%, of the Area Median Income as determined by HUD as follows:
Family Size 1 2 3 4 5 6
Income Minimum 30% $11,800 $13,500 $15,200 $16,850 $18,200 $19,550
Income Maximum 60% $24,700 $28,250 $31,800 $35,300 $38,100 $40,950
Mason County Habitat for Humanity is a locally run Affiliate of Habitat for Humanity International, an ecumenical, Christian non-profit housing organization.
Family selection follows a nondiscriminatory policy where race, religion, color, sex, national origin, disability or family status is not a factor in choosing the families who purchase a Habitat house. Habitat builds with people in need regardless of race, religion, color, sex, national origin, disability or family status and welcomes applicants from all backgrounds.
Workshops for interested applicants to be held at the Eckert Civic Center as follows:
Tuesday August 6, 2013 from 6 p.m. - 8 p.m.
Wednesday August 14, 2013 from 6 p.m. - 8 p.m.
August 22, 2013 from 6 p.m. - 8 p.m.
Individuals interested in applying for a Habitat Home who are unable to attend the scheduled workshops can request that a member of the Family Selection Committee contact them by calling the Habitat office at 325-347-9591.