This is in response to the Op-Ed regarding the Durbin Amendment. I feel so sorry for poor old Bank of America. It approached Congress several years ago with hat in hand, and we, the American taxpayers, bailed it out along with many other mega banks and mega corporations. Nobody was punished for their malfeasance and their upper level management people are getting incredible bonuses and salaries. If the average American worker had done an equally poor job at their workplace, they would have been fired. Bank of America only made $3 billion dollars in profit for 2010. How much is enough? It looks like greed is good for mega banks and mega corporations, and profits have been elevated over everything else - including God and country.Remember the movie it's a Wonderful Life where Jimmy Stewart is an old time "good" banker. Well, that spirit still lives and breathes in small regional banks and credit unions. For example Southwest Community Bank in Florida is offering customers $5.00 a month to open a checking account. The President of the bank, Katie Pembles, said they did it to help customers who are under attack from mega national banks charging fees that just don't make sense to her. It looks like there are still some banks that care about their customers.Personally, I use an out of state credit union that pays me interest (remember those good old days) on my checking account and reimburses all my debit card charges. American consumers need to fight back and refuse to be gouged.