Mason County Habitat for Humanity is pleased to welcome Wendy Fisher and three children as the next family to join with the local affiliate in building a Habitat home in the Mason community. Wendy is known to many as one of the friendly gals at Hinckley’s Country Store and the affiliate is excited to be partnering with her as she works toward the dream of homeownership. With hundreds of hours of ‘sweat equity’ to fulfill, her ‘time sheet’ is already beginning, long before construction can start, and will continue until landscaping is nearly completed!
In preparation for the affiliate’s continued goal to build one house per year, the affiliate’s Family Selection committee held workshops this past August for a new family for house #7. Those applications that qualified were then presented to the board for the final selection in a ‘blind study’. This process maintains total objectivity in the selection, as all identities are withheld, allowing the decision to be based solely on the affiliate’s criteria of Need, Willingness to Partner and Ability to Pay.
The Need factor is based on several variables: physical conditions of current residence (emphasis on health and safety), square footage per number of persons and cost ratio to applicant’s income.
The Willingness to Partner is exhibited through cooperative efforts to improve their own conditions while supporting the affiliate and it’s mission.
The Ability to Pay constitutes a mandate to choose fiscally responsible applicants who have the income to pay for their home. Being a ‘hand up, not a hand out’, the Habitat program uses a bona-fide mortgage, just like any other lender, with the difference being the affiliate adds in no interest and makes no profit. In addition to this house payment, the families must pay for their own homeowners insurance and property taxes.
To some, there may be a misconception that Habitat for Humanity offers a ‘give-away’, to which the answer is a resounding NO! These partner families physically work long and hard hours to fulfill their requirements prior to ownership and then make monthly payments for the life of the mortgage. As these payments continue the work of the affiliate, strict controls are maintained to keep deficiencies at bay and all payments on track.
As it is a lot of work for the partners, it is for affiliate volunteers as well, but very rewarding to witness the joy of a family in their first home…and the real opportunity for them to become full-fledged contributing members of our community. We invite you to come experience this for yourself!
For more information on this or any other aspect of Habitat for Humanity, we welcome you to call the local affiliate at 347-9591, where the credo is Building houses….Building hope!
Mason County Habitat for Humanity Welcomes New Family (picture of Wendy Fisher with three children: Ryan 11yrs., Brandon 9 yrs, Jessica 7 yrs.)